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Check Out Insurance For Caravans Online With a Broker
One of the best ways to get a great deal on insurance for caravans and also the type of insurance for your needs is to check out insurance for caravans online. Insurance deals vary depending on many factors, one of which is the type of caravan you have. It will also depend on the level of insurance you need, and the features you want included in your policy.
Reasons to Compare Auto Insurance Quotes
Compare auto insurance quotes online and save money. There are many ways to shop auto insurance online the best could be compare auto insurance quotes from several insurance companies and choose your insurance policy.
Why Spend More Money For Teen Auto Insurance?
With all other things being equal, auto insurance rates for teen drivers may cost almost twice as much than that of an adult driver. Purchasing auto insurance policy for teen drivers usually raises a lot of household's expenses by as much as 50 percent or even more.
Tips For Getting Better Auto Insurance
Do you need help getting a lower rate on your auto insurance coverage? Learn the simple tricks you can do to lower your rates instantly.
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Interference Engines: ……..Free Useful informatio
When buying a used car always insist on determining if the vehicle has a rubber timing-belt. Be aware that about five years ago an International Oil Company did a follow up on 5,000 cars it had turned back after 3 year leases and traced them to their eventual private owners. All the cars had by then passed through wholesale auction markets and likely one or more retail dealers before being sold to a private owner. The survey disclosed that 50% of the cars had their odometers illegally turned back.
When buying a used car, supposedly with 40,000 miles for example, and determining it has a rubber timing belt, insist on a written guarantee from the seller to guarantee in writing to replace the timing belt at no charge if it fails within another 20,000 miles, a typical recommended total amount (Call any Dealer to get the recommended amount for the particular make of vehicle). After all, the vehicle may in fact already have 55,000 miles on it. If the seller will not make that guarantee, then he is admitting that the mileage is probably not accurate and by implication may well have been turned back. If the seller will not make that guarantee, consider a compromise, such as $100 maximum cost. If not acceptable, walk away and look elsewhere."
Before buying any car, especially 4-cylinder foreign cars, or even 6-cyl. BMW, be aware of the unavoidable cost of $400-$800 to replace the timing belt at anywhere from 50,000 to 70,000 miles if the car has an 'interference' type of engine. The sales person will invariably not mention that an 'interference' type engine powers the vehicle and may not even know what one is. If a timing belt on an interference engine is not replaced at recommended intervals, the repair cost when the belt breaks (not gradually, but always catastrophically) could increase to $3,000 to $5,000 due to engine failure because parts have smashed into each other
An 'interference' engine is an engine design that has been avoided by some manufacturers for well over 80 years. General Motors, Chrysler, etc., typically use a metal chain-type timing belt on push-rod engines (often called a timing chain) to transmit torque from the engine crankshaft o the engine camshaft that opens the valves that admit air and fuel. (Note: on some new cars the fuel is admitted not through the valves but through injectors in the top of the cylinder. Rather than use a steel timing chain, interference engines may use a rubber timing belt with its limited life, whereas steel timing belts typically last 150,000 to 200,000 miles or more.
Valves open further in an interference engine and project further into the combustion chamber than in a 'free-running' engine. This allows outside air at atmospheric pressure flow faster into the combustion chamber through the larger valve opening. The engine can therefore inhale more air, be a little smaller, and still create as much power while reducing its. manufactured cost and also guaranteeing future repair business for its dealer. If a rubber timing belt breaks by not being replaced soon enough, some of the valves stuck in their open position will collide with the top of the pistons, thereby breaking or irreversibly damaging one or the other or both. To make matters worse, it is not possible to measure the wear on such a rubber belt so that it could be replaced when there is some indication of imminent failure. Failure in these belts is catastrophic, without warning. This will require a whole new engine be installed. Woe to the owner. Finally, the rubber belt may have to be replaced long before 60,000 miles solely due to its age. This is really playing a bad poker hand. Interference engines are like a time bomb waiting to explode unless replacing the timing belt at the recommended interval. Be aware of that guaranteed future expense before buying a new car, or especially a used car, " with such an engine.
For details on this subject or for recommended mileage to replace rubber timing belts on interference engines, connect on the Internet to http://www.gates.com/brochure.cfm?brochure=2389&location_id=3053, a worldwide
manufacturer of such belts. When its web site appears, click on Replacement parts/Automotive. Look for 'Timing belt replacement Guide'.
Visit http://www.AutoTruckData.com for related resources
Copyright 2204-2005 by Beacon Data LLC.
Reprinted with permission
About the author:
Ralph Hoffmann has a major in Applied Mathematics, and became fascinated with the anomalies inherent in automotive leasing. His web site http://www.autotruckdata.comaddresses some of the fascinating results.
