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Looking For Car Insurance? Be Prepared

Need to buy car insurance this quarter? Be prepared for the highest costs of the year. According to an article in The Telegraph from last month, the end of British Summer Time is the most dangerous time of the year for drivers. But what does this mean for our insurance premiums?

How Are Auto Insurance Premiums Calculated?

Auto insurance premiums are calculated through a variety of complex statistics determining the risk that a customer is going to file a claim. Some insurance companies base their auto premium information on other aspects of the profile including: credit history, driving record and past history with the insurance company. Did you know that there are various factors that could lead to increased auto insurance premiums?

Cracking Down on Car Insurance Crime

It is a legal requirement to have car insurance in Britain, from the moment that you pass your test - and even whilst practicing in it's run up - you are not allowed to take to the roads without having suitable insurance protection. Every year, however, thousands of drivers are still on the road without having correct protection, and it's protection not just for themselves but for those around them. If you are an uninsured driver and you crash you will get no financial help at all, it's ...

Save Money on Car Insurance

There are many tips and techniques that can be used to obtain cheaper car insurance. After all, some people pay thousands of dollars per year in car insurance.

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Imagine this once prevalent nightmare. It’s the new millennium. You’re a major Honda-head and you need a new fix. The Civic and Integra/RSX have decided to give up their wishbone suspensions and familiar engines, the NSX is out of your reach and you can’t find a rear-drive sports car with the big "H" anywhere. You ponder ending it all and just taking your girl out on a Honda lawnmower fitted with a Honda outboard motor. At least you’ll stay in the family. Then suddenly your dreams become a reality. Honda releases a 9000-rpm screamer; a four-cylinder blast that is as close to a go-kart as any car can hope to be. The two-seat, double-wishbone suspension, rear-drive roadster that packs 240 bhp is exactly what you were waiting for. Mike Wasser of Chantilly, Va., was thinking that exact same thing when he picked up his 2001 Honda S2000. The "beautiful lines, high-revving VTEC motor, and brilliant projector HID headlights" of the S2000 were just some of the many features that drew him to the car. But Wasser is a pioneer and could not let a screaming Honda lie still. Honda S2000 Head On Wasser initially started out small with his project. A cold-air intake, DC Sports stainless-steel header and Espelir full stainless dual exhaust were installed on to the car. But pioneers are pioneers for one reason: to explore the unknown. Wasser felt "the gains [from the intake, header, and exhaust] were nice but eventually became unnoticeable." Forced induction of the motor was the next step. Boosting such a new car was a risky step, but Wasser had done his homework. He took the car to well-known supercharger manufacturer Vortech Engineering and received the first production S2000 supercharger kit, which featured an air-to-water intercooler. Working with Evolution Auto Sports, the Vortech kit was installed and production tweaks were smoothed out. Honda S2000 Carbon Fiber Mirror As if supercharging wasn’t enough of a power boost, Wasser also hooked up the Honda with a nitrous system. Twin 5-pound Nitrous Express bottles combine to give either a 35- or 50-shot of nitrous. The S2000 resists implosion through a series of cooling system upgrades. A C&R Racing aluminum radiator combines with a Spoon Sports thermostat, thermostat switch and oil filter cap to help keep the engine in one piece. Dress-up pieces under the hood include a polished valve cover, RM Racing polished fuse box cover, VTEC controller cover and battery tie down. For a car as well engineered as the S2000, drivetrain and suspension upgrades remain simple and few. Even with highly boosted levels of power, Wasser only put on a few choice mods to contain all those horses. A Clutchmasters Stage IV clutch and flywheel send the power out to a J’s Racing final gear set and KAAZ limited-slip diff, contained within a Comptech differential housing (all cryo treated). Honda S2000 Sponsor Roll Call The excellent suspension underpinning the S2000 has proven itself repeatedly at race events, and Wasser sought to beef up its legs for running against Corvettes and Vipers. TEIN CS coil-overs hold up the car, while a Spoon X-brace prevents the frame from folding into a paper crane during supercharged fun. Stopping power is now anchor strong thanks to a Wilwood four-piston big brake kit, slotted rotors, and stainless-steel brake lines. Covering that beautiful brake system is a set of Racing Hart CPF Tuner-R wheels in graphite black, 18x7.5-inches in the front and 18x8.5 in the rear. The contact patch around those rims come courtesy of Toyo Proxes T1-S tires, sized 22/40-28 in the front and 255/35-18 in the rear.